Debra
Killian*
Continuing Education, Mortgage Compliance, and Professional Training for REALTOR® Associations, Brokerages, and Mortgage Organizations.
With more than 35 years of mortgage and compliance expertise, Debra Killian delivers practical, engaging education for both real estate professionals and mortgage industry teams. Her programs simplify complex regulations, strengthen compliance, and provide immediately applicable strategies that improve confidence and performance. Courses can be delivered in person, virtually, or customized to meet your organization's needs.
* Affiliated with Dynamic Directions
Debra
Killian*
Continuing Education, Mortgage Compliance, and Professional Training for REALTOR® Associations, Brokerages, and Mortgage Organizations.
With more than 35 years of mortgage and compliance expertise, Debra Killian delivers practical, engaging education for both real estate professionals and mortgage industry teams. Her programs simplify complex regulations, strengthen compliance, and provide immediately applicable strategies that improve confidence and performance. Courses can be delivered in person, virtually, or customized to meet your organization's needs.
* Affiliated with Dynamic Directions
"The key is in not spending time, but in investing it." — Stephen R. Covey
Speaking Topics
Empowering Real Estate and Mortgage Professionals Through Industry-Leading Education, Compliance, and Training Solutions
*For speaking fees and availability, please contact us directly.
Real Estate Continuing Education
Using AI for Mortgage Questions… and More (60–75 Minutes)
Learn how to use AI tools such as ChatGPT to answer common financing questions while remaining compliant. Participants gain practical prompting techniques, accuracy checks, and best practices for working alongside trusted lenders.
Why Deals Fall Apart: Inside the Mortgage Process (3 Hours)
Discover what happens behind the scenes from loan application through closing, understand underwriting, and learn how to prevent common delays that derail transactions.
The Rate Equation: Understanding What Drives Borrower Interest Rates
Understand how mortgage rates are determined, why borrowers receive different rates, and how to
confidently explain financing to clients.
When Pre-Approvals Fall Short: Understanding the Risks and Realities
Explore the differences between pre-qualifications and pre-approvals while learning how to manage
client expectations and avoid surprises during the lending process.
Money for Sale and the Corporate Transparency Act (CTA)
Learn how money laundering impacts real estate transactions, identify warning signs, and understand AML compliance and Corporate Transparency Act requirements.
A Real Estate and Lending Compliance Program
A comprehensive program covering Fair Lending, ECOA, RESPA, TRID, TILA, AML,
privacy requirements, and ethical transaction practices.
NAR Home Finance Resource (HFR) Certification
Debra is an approved instructor for the National Association of REALTORS® Home Finance Resource certification, helping REALTORS® strengthen their mortgage knowledge and better serve buyers throughout the financing process.
Mortgage Education & Compliance
LO Compensation Rule Compliance
Understand compensation rules, steering restrictions, and practical compliance requirements for ethical lending.
First Year Originator Training
A six-month roadmap designed to help new mortgage loan originators build confidence, maintain
compliance, and launch successful careers.
Origination Best Practices
Practical training focused on efficient, compliant, and profitable loan origination for both new and experienced MLOs.
20-Hour NMLS Pre-Licensing Course
Comprehensive instructor-led education covering federal law, ethics, loan products, and origination
fundamentals for new mortgage professionals.
20-Hour SAFE Act Review Course
An on-demand review designed for federally registered MLOs seeking a stronger understanding
of mortgage laws and compliance.
Your First Year in Mortgages
A step-by-step guide from licensing through real-world production, covering credit analysis, loan structuring,
client communication, and business development.
Compliance Management, Oversight & Reporting
Build and maintain an effective Compliance Management System through risk assessment, monitoring, documentation, and internal controls.
Mortgage Processing Fundamentals
Comprehensive processor training covering documentation, file preparation, lender requirements, and workflow efficiency.
Build Your Own Branded Compliance Program
Create customized compliance training tailored to your organization's policies and culture. Programs can include AML, Cybersecurity, Fair Lending, TRID, LO Compensation, and more, delivered in instructor-led, on-demand, or hybrid formats.
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